IDFC Bank RTGS / NEFT Form PDF Download in One-Click

Hello, Today we are learning how to download IDFC Bank RTGS NEFT form PDF. Timings, charges, how to fill IDFC bank RTGS / NEFT application form. The application form link also mentioned below in this article. By reading this article you can easily understand all the doubt regarding the IDFC bank RTGS & NEFT transactions.

IDFC Bank is India’s private sector bank. Which was founded in October 2015. IDFC stands for Infrastructure Development Finance Company stared with 23 branches with a total customer of 10,000. The headquarter is situated in Mumbai. IDFC has Provided various services to help the customers in loans, NEFT, RTGS, IMPS, etc.

IDFC Bank RTGS NEFT Form Pdf Download

We know there is a various method coming day-by-day in the banks to transfer. The money can be transferred from one bank account to another bank account within seconds of time. We can transfer the money using UPI, Google pay, Phonepe, etc. The only problem is there is a maximum limit of transferring the amount is very little. So, to overcome all these problems we come across RTGS / NEFT. If we need to transfer money in Lakhs then we can use these services.

What is IDFC Bank RTGS form?

RTGS stands for “Real-Time Gross Settlement”. It is useful to transfer huge amounts. There is no upper limit to transfer in the RTGs and the lower limit is 2 Lakhs. The transaction can be done through any bank across India. Which has RTGS and NEFT facility.

What is IDFC Bank NEFT form?

NEFT stands for “National Electronic Fund Transfer”. NEFT is also useful to transfer the amount. In NEFT up to 2 Lakhs can be transferred. The NEFT can be done online and offline. The amount can be transferred to any bank account in India.

Difference Between IDFC Bank RTGS form/NEFT form

The IDFC Bank provides RTGS and NEFT different services. But the same Application form is useful for both transactions.

Preview of IDFC Bank rtgs neft form pdf

How to fill the IDFC Bank RTGS / NEFT Application Form

The IDFC Bank RTGS & NEFT form contains 2 blocks in form. You need to follow the steps to fill the IDFC Bank RTGS / NEFT form without any mistakes.

  1. When we see the form there are two blocks in the RTGS / NEFT form.
  2. The Left Block is for Details of the Bank Account Holder(Applicant) and the Right Block is for Details of the Recipient( Beneficiary).
  3. In the Left Block: Fill all the details like Account Holder Name, IDFC Account Number, Branch, Cheque No.
  4. In the Right Block: Fill all the details like the Name of Beneficiary, Account number, Account type( Choose and mark on the Account type it may be Current account or Saving account), Bank Name, IFSC code, City & branch, Location to be drawn.
  5. The Bank will “Branch-Use Only” Section after completing transaction where they will mention transaction id, name.

How to Download IDFC Bank RTGS NEFT Form PDF

Customers can download the application form. Just by clicking the below button. The application form will open in a new tab. Click on the link.

IDFC Bank RTGS Transaction Charges

Customers can make free RTGS transactions online. While coming to offline, we need to pay service charges for the transactions made in a bank branch. The charges are mention below about the IDFC Bank RTGS Charges.

RTGS Amount(Rs)Transaction Service Charges(Rs)
2 Lakhs to 5 Lakhs 25/- per transactions
Above 5 Lakhs50/- per transactions

IDFC Bank NEFT Transaction Charges

NEFT transaction charges are applicable offline. Only for the transactions made in IDFC bankbBranch. All National Electronic Fund Transfer made online is free. Customers should pay service charges based on the amount to transfer. This amount should add to the amount to transfer in the IDFC Bank NEFT form. The charges are mention below about the IDFC Bank NEFT charges.

NEFT Amount (Rs)Transaction Service Charges (Rs)
Up to Rs 10,0002.50/- per Transaction
Rs 10,000/- to Rs 1 Lakhs5/- per Transaction
Rs 1 Lakhs to Rs 2 Lakhs 15/- per Transaction
Above Rs 2 Lakhs 25/- per Transaction

IDFC Bank Timings For RTGS Transaction

Customers can make RTGS transactions online 24*7. But the Transaction will process during RBI workings hours. IDFC Bank RTGS transactions made on holidays. These transactions will process on the next RBI working days. Timings for IDFC Bank are mention below.

Banking DaysTimings
RTGS on working weekdays
(From Monday to Friday)
09:00 Am to 04:00 Pm
On Working Saturdays
(Except 2nd and 4th Saturdays)
09:00 Am to 04:00 Pm
On Sundays and National Holidays Transactions cannot be allowed.

IDFC Bank Timings For NEFT Transaction

With NEFT, customers can transfer their money to another account through Internet banking or by Visiting Branch. Anyone can use this service on working days to transfer the amount.

Banking DaysTimings
NEFT on working weekdays
(From Monday to Friday)
08:00 Am to 6:30 Pm
On working Saturdays
(Except 2nd and 4th Saturdays)
08:00 Am to 6:30 Pm
On Sundays and National Holidays Transactions cannot be allowed.

Frequently Asked Questions

  1. What is NEFT Application form?

    NEFT is the abbreviation of “National Electronic Fund Transfer”. To perform NEFT transaction customer should fill a form. Same application form is used to make both RTGS and NEFT Transactions.

  2. Who is NEFT beneficiary?

    The person to whom the payment is to be done should be added as a “beneficiary” and his bank account details provided in order to transfer the money.

  3. Does NEFT transfer take time?

    NEFT system allowing the quick interbank transfer of money. The transactions between banks are processed and settled in 2 batches per 1 hour. NEFT take time range like 1-2 hours.

  4. Can we do RTGS without Cheque ?

    In some cases, when you are not carrying a cheque book with you for making the transactions then banks may provide a temporary cheque book in a particular account name.

For any more information. You can visit IDFC bank official website : www.idfcfirstbank.com. Comment below for any queries and information.

Leave a Comment